fha loans
features and details
fha loans
features and details
FHA offers one of the lowest down payment options available to borrowers.
Features and Details
- Minimum of 620 credit score
- Loan limit of $471,500 on FHA high balance (metro areas), if applicable
- Seller contributions of 6% can be used towards closings costs, prepaids and discount points
- 30, 20 and 15-year fixed rate options at competitive rates
- Gift funds allowed as well as non-occupying co-borrowers
- Not available on second homes or investment properties
- No income limits
- Higher debt to income ratios make it easier to qualify
All loans are subject to credit and property approval. Programs, rates, terms and conditions are subject to change without notice. Not all products are available in all states or for all loan amounts. Other restrictions apply.
Goldwater Bank, N.A. - Mortgage Division | Corporate NMLS# 452955 | Equal Housing Opportunity
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