Looking to make a move?
We know we have a great thing going, and we’re looking to expand our team–both on the branch and individual loan officer levels. If you or your team are currently in residential mortgage lending, have a proven track record, and would like to find out more about our seamless process and awesome client experience, connect with us below. We lend in 48 states.
what legacy mortgage team at goldwater bank, n.a. has to offer
Product and Platform
- Nationally-chartered bank, lending in 48 states, with no individual state licensing requirements
- Ginnie Mae issuer, Fannie Mae/Freddie Mac direct servicerFollow AUS findings with virtually no overlays
- FHA 580 minimum credit score
- IN-HOUSE full-service construction lending department:
- 1-time close conventional to 70% LTV
- 1-time close FHA to 96.5% LTV
- 2-time close to 95% LTV (conforming)
- HomeStyle Renovation®
- FHA 203k
- Specialty products: Jumbo, reverse, manufactured housing, on-frame/off-frame modular
- Ability to broker non-QM products
Compensation and Benefits
- Flexible compensation plans with aggressive commission structures
- Attractive benefits package includes:
- health, dental, life insurance
- 401k with company match
- Paid time off: vacation days, sick time, national holidays
An Equal Opportunity Employer
Support and Tools
- Comprehensive support from local processing team that manages files from submission to closing
- Efficient underwriting turn-times: typically 48 hours on initial submission, 24 hours on conditions
- Loan Calendar Tool sets expectations and provides updates to agents and clients
- Encompass LOS
- Vantage CRM fully integrated with Encompass
- Mortgage Market Guide provides daily updates, industry news, blogs, podcasts and marketing scripts
- Customized marketing support available
- Company-provided laptop
- Helpdesk available for I.T., Underwriting and Branch Support
- Branch-nominated local appraisal panel
For an honest and confidential conversation, please contact:
MARK PAGOMENAKIS | NMLS #163759
ART WOOD | NMLS #118234
All loans are subject to credit and property approval. Programs, rates, terms and conditions are subject to change without notice. Not all products are available in all states or for all loan amounts. Other restrictions apply.
Goldwater Bank, N.A. - Mortgage Division | Corporate NMLS# 452955 | Equal Housing Opportunity
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